If you have a pre-existing condition and you want to travel it can sometimes be problematic in getting travel insurance. Insurers do not like to take calculated risks so they need to know if there is a likelihood that your condition could result in you needing medical assistance whilst you are abroad.
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While many cruise passengers buy trip insurance in case of emergencies, that insurance doesn’t always offer the protection they need. For instance, some cruise ship companies may not be liable for injuries suffered during offshore excursions that are not affiliated with the cruise. This is one of the major reasons why you should buy travel insurance from a third party and not from the tour operator itself.
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